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Available Loan Programs
Fixed Rate Mortgages
For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options —including 10, 15, 20, and 30 year programs.
Adjustable Rate Mortgages
Our adjustable rate mortgages offer an excellent option for home buyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.
FHA Mortgages
An FHA mortgage provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.
VA Mortgages
We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.
Vacation Home Mortgages
Our vacation home mortgages make your dreams - backyard cookouts and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.
Jumbo Mortgages
If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.
Reverse Mortgages
With a reverse mortgage, you borrow against the equity you have established in your home and do not need to repay the loan for as long as you live in the home as your primary residence, maintain your home in good condition, and pay property taxes and insurance.
PMI
Private Mortgage Insurance is generally required for down payments less than 20% of the loan value. It protects the lender in exchange for accepting a smaller down payment.
LPMI
Lender Paid Mortgage Insurance allows a borrower to pay as little as 5% down plus an additional percentage of the loan amount and avoid being charged private mortgage insurance.
Did You Know - In 1864 Roseville was known as "Junction"
Since our doors opened in 1898 in England, Arkansas, Bank of England has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry best pricing. Our management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.
Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.
Bank of England Mortgage offers the strengths of a strong capital base, a solid and committed business plan and experienced management along with the assurance of a successful track record.
Since our doors opened in 1898 in England, Arkansas, Bank of England has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry best pricing. Our management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.
Roseville's Finest Mortgage Team
Charito Bartlett
Branch Manager
NMLS# 366852
Phone: (916) 712-2942
cbartlett@boemortgage.com
BiographyApply Now!
Sheila Garcia
Loan Officer
NMLS# 1038297
Phone: (916)9172712
sgarcia@boemortgage.com
Apply Now!
Oksana Kozachenko
Loan Officer
NMLS# 489020
Phone: (916) 203-2902
okozachenko@boemortgage.com
BiographyApply Now!
TR Sriram
Sr. Loan Officer
NMLS# 264530
Phone: (925) 548-3632
tsriram@boemortgage.com
Apply Now!
